Financial services

Meet the secure agentic platform built for banks

AI agents for banking are already transforming experiences. OASYS is built for high-stakes customer and employee needs, with guardrails, human-oversight, and precise actions built in — so it’s secure enough for real money.

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Chat interface where user asks to pay car loan, confirms payment, and sets up autopay from checking account.

Fully compliant

Audit-ready workflows mitigate risk.

51% of banks

Are already piloting or deploying agentic AI solutions.

Join leading financial institutions that trust SoundHound AI

Give customers more financial control

Smiling woman holding a credit card and smartphone, sitting at a desk with a notebook and coffee.

With 24/7 omnichannel engagement through AI agents, your members get unlimited access to the complex support they need, when they need it — building loyalty and lifetime value.

Automate tasks like account inquiries and loan applications

Focus staff support on the most human issues

Keep every conversation in compliance with regulatory-aligned security standards

Daily banking, handled
with OASYS

Your customers shouldn’t have to jump through hoops to manage their own money. With OASYS, they have the power to take care of everyday banking needs — on their own schedule and terms. 

Loan management

Beyond daily banking, OASYS can handle more complex money matters. Give your customers the power to:

Easily apply for loans through a fully-guided process

Explore payoff scenarios to compare options side-by-side

Optimize every loan’s balance and payoff horizon in an instant

Chat interface showing a user applying for a home loan with options for home types: detached, semi-detached, townhome.

Simplify everyday transactions

Give your customers an intuitive snapshot of their financial life, from anywhere. With OASYS, they can:

Check their balance in an instant without menus or wait times

Track spend patterns and anomalies across every account

Pay bills and transfer money with a single request

Chat with a person making a car loan payment and confirming autopay setup with automated assistant.

Report issues or fraud

OASYS resolves any issue, even looping in human oversight, so customers always land on the right resolution no matter the use case. With OASYS, customers can:

Report a lost card and freeze it instantly

Check recent transactions and flag suspicious charges, with sensitive moments handled by customer service staff

Submit a request for a new card

Chat showing a suspicious $800 charge and user asking to lock their card, with locking in progress.

Explore pre-built conversational AI for financial services

AI agent templates

OASYS comes with pre-built, customizable agents for banking. Quickly build and deploy agents that transfer funds, pay bills, apply for loans, detect and send fraud alerts, and more.

Integrations

Using pre-built integrations with Jack Henry, FiServ, FIS, Guidewire, and Symphony, as well as other business-critical systems, OASYS takes action on behalf of customers and employees — securely and seamlessly.

Industry expertise

We understand banking. Backed by years of experience working with large financial institutions and leading credit unions, our dedicated team will help you get the most ROI from your AI deployment.

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Smooth on the front end. Intelligent on the back.

Make your bank’s infrastructure more intelligent with IT autonomics — an AI-driven, end-to-end automation of your systems through a single pane of glass.

Purple cover page titled 'Agentic AI for banking in 2026' by SoundHound AI with hexagonal patterns.

whitepaper

Agentic AI for Banking: The Acceleration of Responsible Adoption

Download report
Frequently asked questions about AI for financial services
How does OASYS keep financial interactions secure and compliant?

OASYS can keep sensitive data off public models (depending on your setup and preferences) and pairs autonomous reasoning with rule-based guardrails, role-based governance, and human oversight, so regulated interactions are automated with control.

Can it verify a caller's identity before taking a sensitive action?

Yes. Agentic+ uses rule-based agents for compliant steps such as identity verification before an autonomous agent completes a sensitive task like a transfer or payment.

Which core banking and CRM systems does it integrate with?

OASYS connects to your core banking, CRM, and servicing systems through pre-built connectors, APIs, and support for the Model Context Protocol (MCP) so agents can act on real account data securely.

Can it handle balance inquiries, transfers, and payments by voice?

Yes. Agents can complete account actions such as balance checks, transfers, and payments conversationally, confirming details and consent along the way, with Human Assisted Resolution as a safety net.

When does it escalate to a human banker?

Human Assisted Resolution or traditional escalation is triggered by design or by need, handing the conversation to the right person with full context.

How does it avoid giving inaccurate financial information?

A hybrid approach grounds natural conversation in rule-based logic and your verified data, and works with other configurable safeguards in the platform, which is how OASYS delivers relevant, accurate answers and reduces hallucinations.

Experience SoundHound

Talk to an expert

Speak with our sales team to learn how OASYS improves customer and employee interactions across every industry.

Tailored discussion of your needs and goals

Overview of how platform features enable safe, scalable outcomes

A clear vision of how OASYS can drive outcomes for your team

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